See what you might walk away with before you list.
Use this Cribz net sheet to build a mock closing statement. Plug in your numbers, see your estimated net update in real time, and get a clearer picture of what you could walk away with at closing.
Start by telling us what you think your home could sell for and what you still owe. You can refine this later with a full CMA, but this gives us a realistic starting point.
Use your best guess, our What’s My Home Worth tool, or online estimates as a starting point.
The approximate amount needed to pay off your current loan at closing. Your lender can give you an updated payoff quote.
Any second mortgages, HELOCs, or other liens that will be paid off at closing.
We’ll use this later for prorations and taxes so your estimate feels closer to a real ALTA.
This section mirrors the brokerage and commission lines you’ll see on an ALTA. You can adjust these numbers and see the impact instantly.
The portion that goes to Cribz for marketing, negotiations, and managing the sale.
Recent rule changes mean you’re not required to offer this, but it can still help attract more showings and offers. Toggle it off to see how your net changes.
Any flat fees charged by the brokerage, transaction coordinator, or MLS admin.
These are the “givebacks” that often show up during negotiations. You can plug in realistic numbers now or test different what-if scenarios.
Any credits you expect to give toward the buyer’s closing costs or rate buydown.
Money you plan to give instead of doing repairs after inspection.
Example: $750 for a one-year home warranty paid by the seller.
Things like survey costs, pest treatments, or one-off items you expect to cover.
Your final closing statement will break these out line by line. Here we keep it simple and let you plug in realistic estimates.
Use a positive number for amounts you expect to
pay out at closing, and a negative number for amounts
you expect to get back as a credit. For example, if you’ve already
paid taxes through the end of the year and expect to be reimbursed about $900,
you could enter -900 here.
Include prorated county/city taxes and any unpaid tax bills
you expect to settle at closing. If you’re expecting a tax
credit back, enter it as a negative number (for example, -900).
HOA transfer fees, status letters, unpaid dues, or prorated HOA credits. Positive if you’ll pay out at closing, negative if you expect to be reimbursed.
Things like recording fees, attorney/title fees, or other one-off charges. If your agent or title company has given you a ballpark number, you can drop it here.
This tool is for planning only and isn’t legal, tax, or financial advice. Final numbers will come from your closing attorney or title company.
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