2105 Kirby Avenue, Chattanooga, Tennessee 37404
TN, Chattanooga-
Active Status
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25 Dayz On Cribz Total Days
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Residential Income Property Type
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4100 Total Sqft $73/sqft
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1930 Year Built
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Mortgage Wizard 3000 Advanced Breakdown
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!*
Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with.
A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process.
This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer.
Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.
- Property Type: Residential Income
- Listing Type: For Sale
- MLS #: 3529033
- Price: $299,900
- Square Footage: 4,100 Sqft
- Year Built: 1930
- Office Name: Re/Max Renaissance
- Agent Name: Carter Roberson
- Property Attached: Yes
- Listing Status: Active
- Street Number: 2105
- Street: Kirby Avenue
- City Chattanooga
- State TN
- Zipcode 37404
- County Hamilton County, TN
- Subdivision Kershners
- Longitude: W86° 43' 33.9''
- Latitude: N35° 1' 50.5''
- Directions: Heading south on Bailey turn right at light at light after central ave . Then left on Kirby home is on left.
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Cooling System Other
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Parking Detached, Asphalt, Gravel
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Utilities Water Available
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Sewer Public Sewer
- Elementary School: Orchard Knob Elementary School
- Middle School: Orchard Knob Middle School
- High School: Howard School Of Academics Technology
- Water Source: Public
- Building Size: 4,100 Sqft
- Lot Size Dimensions: 50X134
- Number Of Units Total: 4
- On Market Date: August 29th, 2026
- Previous Price: $299,900
- Annual Tax Amount: $1,416
- Mls Status: Active
- Originating System Name: RealTracs
- Special Listing Conditions: Standard
- Modification Timestamp: Sep 11th, 2026 @ 11:47am
- Status Change Timestamp: Aug 29th, 2026 @ 5:41pm
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